Retirement planning is equally important for those still working and for those who have already retired. In both cases, you’ll want to have enough saved —and to manage it well—to last the rest of your life.
Changes in tax and other legislation compound the risk of error. With qualified plans (such as IRA, pension, profit sharing, 401(k) and Keogh plans), the timing and amount of withdrawals are critical in order to avoid additional tax penalties. And, if you have accumulated significant qualified plan assets you may face additional problems, including the “Double Tax Dilemma,” under which the government can tax these assets twice.
Saving for retirement and managing those funds are integral parts of the Kelm Financial Services planning process. During the financial planning process, Premier will help you clarify your goals and needs during retirement.
We will then help you make educated financial decisions so you can attain those goals and meet your needs.
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At Kelm Financial Services Inc, we apply over decades of experience in helping our clients navigate this process, working closely with your team of legal, tax and investment advisors or ours. We patiently will stand by your side and walk you through this process until you are comfortable with defining your goals, then provide you with a thorough analysis of strategic alternatives for your situation.
Through meticulous attention to detail and our vast industry knowledge and resources, we make sure our clients’ assets are not lost to unnecessary income or estate taxes. Our focus is to insure that your Family and the Charities you support receive the maximum benefits possible when the wealth eventually is transferred.
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