Doing the same thing over and over and expecting different results. This is how people or the Baby Boomers have been doing it and it hasn’t worked. Insanity has been a pattern for the past 28 years, especially for the Baby Boomers and it hasn’t worked. They are working longer, and yet stock market performance in 2008 and 2009 set people back 4 to 6 years. Taxes are higher than they anticipated, instead of lower as they were led to believe – with the fear of outliving their money!

Fortunately, there are solutions and we will work with you in providing the Peace of Mind you deserve.

Reverse Engineering, beginning with the end in mind. What will you have when you get where you’re going? Will it be enough? How much do you WANT not just NEED? Your accumulating assets – GREAT! How much of that money is really yours? How much income will that provide and for how long?

We will work with you to help you help yourself – achieve financial freedom: the ability to do what you want, when you want. You worked hard, so let us help you enjoy your golden years!

Chris T. Kelm, CFP®
Senior Financial Advisor